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Is it time to buy? Home Buying FAQs

May 2, 2019 By Meredith Styer

Styer Real Estate Time to buy

One of the best ways to ensure your path to homeownership is not overwhelming is to be educated and informed. The real estate industry is ever-changing, so whether you are buying your first home or you consider yourself a pro, you can count on your Styer Real Estate agent to be up to date on all real estate trends and ready to help you successfully purchase your next investment. Here are some of the questions we hear most often.

When should I talk to an experienced local REALTOR?
RIGHT NOW! It is never too soon to begin interviewing agents and making sure you have a reliable REALTOR that is ready to work for you! Even if you are just beginning the process, they may be able to connect you with a trusted lender and other resources to help you begin your journey!

Should I buy now or continue to rent?
The short answer is IT DEPENDS. How long are you planning on staying in your next home? What are the local market conditions? How much cash do you have on hand for down payments, closing costs, maintenance, and repairs? We offer no-pressure individual buyer seminars that can help you decide if buying is right for you!

Do I need to be pre-qualified for a mortgage?

Absolutely! Many people think that you need to be 100% ready to buy before you speak with a lender, but oftentimes the lender can give you tips and advice that can help you improve your credit so you have a better interest rate when you go to buy. In order to submit an offer on a property, you will have to have a pre-qualification letter from a lender, so if you are already starting to get the home-buying itch, the time to talk to a lender is now!

How much can I afford?
A local lender will be able to provide valuable guidance here. The amount you pre-qualify for may be higher than what you are comfortable spending. Remember to account for the costs of homeownership outside of your monthly mortgage payment like maintenance and repairs. Your Styer Real Estate agent will be able to provide valuable guidance and estimates for closing costs and monthly payments.

What do I pay for buyer agent representation?
In most cases, NOTHING. Your buyer agent gets paid from the commission paid by the seller at settlement, and Styer Real Estate does not charge any additional fees to buyers.

What costs do I pay out of pocket and what gets paid at closing?
You will need funds on hand to pay for your earnest money deposit, appraisal, and inspections. At closing, you will have lender fees, escrows, title and homeowners insurance premiums, and some other ancillary fees. Your agent will provide you with estimates prior to submitting an offer, so you know what is in store down the line.

Contact us today to get started >>>

Filed Under: Buying

Properties

For more than 30 years, family-owned and operated Rotell(e) Development Company has been Pennsylvania's premier home builder and environmentally responsible land developer. Headquartered in South Coventry, we pride ourselves in our workmanship and stand behind every detail of each home we build.

HOUSE IS TO BE BUILT. Come to our Studio to take a look at all of the various house plans we have available. We offer homes with packages that include stainless steel appliances, granite countertops, and oak treads with painted pine risers. We also offer a variety of options to make your home the dream you imagine! Call today and speak to one of our Home Experts at Studio (e)!

*Please Note: Pictures show options not included in the listed sales price or as a standard. Listing reflects price of the Augusta in the (e) + series.

House Square Footage: 2,664 $1,057,923 ACTIVE

1405 S Keim Street Pottstown, Pennsylvania

3 Beds 3 Baths 2,644 SqFt 11.380 Acres

Listing courtesy of Styer Real Estate

For more than 30 years, family-owned and operated Rotell(e) Development Company has been Pennsylvania's premier home builder and environmentally responsible land developer. Headquartered in South Coventry, we pride ourselves in our workmanship and stand behind every detail of each home we build.

HOUSE IS TO BE BUILT. Come to our Studio to take a look at all of the various house plans we have available. We offer homes with packages that include stainless steel appliances, granite countertops, and oak treads with painted pine risers. We also offer a variety of options to make your home the dream you imagine! Call today and speak to one of our Home Experts at Studio (e)!

*Please Note: Pictures show options not included in the listed sales price or as a standard. Listing reflects price of the Hamilton in the (e) + series.

House Square Footage: 2,705 $1,019,245 ACTIVE

825 Kemp Road Pottstown, Pennsylvania

4 Beds 3 Baths 2,700 SqFt 11.100 Acres

Listing courtesy of Styer Real Estate

Welcome to 141 Shed Road! Nestled on 7 acres and perched on a hill, this property overlooks 800 acres of State Game Lands. This home has loads of potential, and with a little reimagining and some love, you could create your very own backyard oasis— host your summer barbeques by the pool, create a fenced-in pasture for your horses, and enjoy morning coffee on your screened-in porch. For car enthusiasts or hobbyist, an enormous, oversized 3-car garage offers the perfect place for special equipment or vehicles, copious storage, or workspace. Inside, this roomy  3-bedroom, 2-bath ranch offers a spacious living room, cozy dining area with wood burning stove, charming county kitchen, and enclosed porch. The primary bedroom offers a small attached bath and a large walk-in closet. The 2 ancillary bedrooms are nicely sized and share a full hall bath with tub surround. The large unfinished basement with outside egress provides more storage opportunities or the ability to double the square footage of your home! Schedule your showing today! $450,000 COMING SOON

141 Shed Road Douglassville, Pennsylvania

3 Beds 2 Baths 1,450 SqFt 7.070 Acres

Listing courtesy of Styer Real Estate

Welcome to this elegant first floor end unit in Charlestown Hunt. This beautiful condo rests high on a hill with fabulous panoramic views of Chester County.  Enter through the garage or the private front porch. Laminate flooring flows through most of the main living area, including the large living room with gas fireplace and access to the balcony, and the spacious dining room with chandelier. The kitchen offers an breakfast area and is upgraded with granite countertops, top end cabinetry, and real hardwood floors. The sumptuous primary bedroom suite offers new carpeting, built-in shelving, double walk-in closets, and a decadent primary bathrooom with shower stall and jetted tub.  A second full hall bath with new vanity, and a laundry room with built-in cabinetry and shelving complete the first floor. The lower level offers an additional 900 sq ft of finished space with a huge family room with sliders to the outside, library with built-in book cases, and a huge second bedroom with an en-suite bathroom with new vanity. The home is drenched with crown molding and custom woodworking and is ready for you to move right in! The highly desirable community of Charlestown Hunt provides its residents a pool, fitness center, club house, tennis courts, a playground, and walking trails that lead to the Pickering Creek and Horseshoe Trails. The location is stellar with easy access to major Routes 29, 23, 202, 30, & 113, Valley Forge, Chesterbrook, the PA Turnpike, and Paoli and Malvern rail lines. Schedule your showing today! $425,000 ACTIVE UNDER CONTRACT

132 Bellwood Court 3601 Phoenixville, Pennsylvania

2 Beds 3 Baths 2,385 SqFt 0.220 Acres

Listing courtesy of Styer Real Estate

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2089 Pottstown Pike, Pottstown, PA

610.469.9001 office

484.985.8044 fax

Licensed in PA
Office License #RB068615

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Copyright © 2023 Styer Real Estate

  • About
    ▼
    • About Styer
    • Our Community
      ▼
      • Our Hometown, 19465
      • Pottstown, PA
      • Royersford, PA
      • Phoenixville, PA
      • Elverson, PA
      • Spring City, PA
      • Boyertown, PA
      • Chester Springs, PA
      • Kimberton, PA
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      • Downingtown, PA
      • Douglassville, PA
  • Meet the Team
  • Featured Properties
  • Search Listings
  • Buying
  • Selling
  • Contact