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Is it time to buy? Home Buying FAQs

May 2, 2019 By Meredith Styer

Styer Real Estate Time to buy

One of the best ways to ensure your path to homeownership is not overwhelming is to be educated and informed. The real estate industry is ever-changing, so whether you are buying your first home or you consider yourself a pro, you can count on your Styer Real Estate agent to be up to date on all real estate trends and ready to help you successfully purchase your next investment. Here are some of the questions we hear most often.

When should I talk to an experienced local REALTOR?
RIGHT NOW! It is never too soon to begin interviewing agents and making sure you have a reliable REALTOR that is ready to work for you! Even if you are just beginning the process, they may be able to connect you with a trusted lender and other resources to help you begin your journey!

Should I buy now or continue to rent?
The short answer is IT DEPENDS. How long are you planning on staying in your next home? What are the local market conditions? How much cash do you have on hand for down payments, closing costs, maintenance, and repairs? We offer no-pressure individual buyer seminars that can help you decide if buying is right for you!

Do I need to be pre-qualified for a mortgage?

Absolutely! Many people think that you need to be 100% ready to buy before you speak with a lender, but oftentimes the lender can give you tips and advice that can help you improve your credit so you have a better interest rate when you go to buy. In order to submit an offer on a property, you will have to have a pre-qualification letter from a lender, so if you are already starting to get the home-buying itch, the time to talk to a lender is now!

How much can I afford?
A local lender will be able to provide valuable guidance here. The amount you pre-qualify for may be higher than what you are comfortable spending. Remember to account for the costs of homeownership outside of your monthly mortgage payment like maintenance and repairs. Your Styer Real Estate agent will be able to provide valuable guidance and estimates for closing costs and monthly payments.

What do I pay for buyer agent representation?
In most cases, NOTHING. Your buyer agent gets paid from the commission paid by the seller at settlement, and Styer Real Estate does not charge any additional fees to buyers.

What costs do I pay out of pocket and what gets paid at closing?
You will need funds on hand to pay for your earnest money deposit, appraisal, and inspections. At closing, you will have lender fees, escrows, title and homeowners insurance premiums, and some other ancillary fees. Your agent will provide you with estimates prior to submitting an offer, so you know what is in store down the line.

Contact us today to get started >>>

Filed Under: Buying

Properties

Optimally located on a premiere end lot within highly coveted Potters Pond, and wrapped on two sides by glorious green space and a winding walking path that leads to Potters Pond, this charming  and spacious 3300 square foot home provides the very best of neighborhood living in a nature lover's paradise, all within close proximity to vibrant downtown Phoenixville and eclectic Kimberton Village.   The property has been recently upgraded and updated from top to bottom - newer flooring throughout the entire home, upgraded quartz kitchen counters, every above grade space professionally painted, custom lighting, built-ins and window treatments throughout, high-end leathered granite counter in the master bath, partial finishing of the basement, epoxy flooring and custom shelving in the garage, new deck, patio and walkway, and professional landscaping and hardscaping.  A lovely pathway leads you past the wraparound front porch, shaded by mature specimen trees with a stone bench beneath, to the home's main entrance that features a custom front door.  The entry foyer is vaulted to the second floor with an offset turned staircase that is illuminated by two gorgeous windows and custom chandelier.  The expansive main level of the home is a beautiful combination of dedicated rooms and larger scale, open concept space, with sylvan views from nearly every window.  The living room / library features custom built-in shelves and a bank of windows that frames the glorious Redbud tree beyond.  The adjacent formal dining room with column detail is well scaled to accomodate large family gatherings, and is perfectly positioned next to a bar /butler area on the way into the gourmet kitchen.  The updated kitchen is a cook's dream, with five burner gas range, newer appliances, quartz counters and island that the family will want to gather around, along with brand new slider egress to the updated deck with custom retractable awning, and lower patio area - perfect spots to take in the surrounding woods, walking path and green space! The kitchen is seamlessly open to the sun-filled family room, with uninterrupted green views from every window, gas fireplace and upgraded TV with built in surround sound, installed by Main Line Sound, that is included with the home! The main level floorplan also includes a privately positioned office space with french doors, and an updated powder room. The upper level of the home features a gorgeous, light-filled, private primary suite, with tray ceiling, two walk in closets, well designed bath with leathered granite, dual sink vanity, soaking tub and oversized shower, and dedicated water closet.  This wing of the upper level also includes a spacious laundry room with sink that the owners already miss!  Three additional bedrooms are located down the hallway, two of which share a Jack and Jill bathroom, with dual sink vanity in one area, and tub/shower combo and WC in a separate area.  The fourth bedroom features an additional TV installed by Main Line Sound that is also included in the sale. Downstairs, the partially finished, below grade level  features a carpeted media / gaming / play room, along with a spacious work out area with dedicated lifting platform - refrigerator included!  Potters Pond is an exceptional, community-minded enclave of 34 homes,  framed by green space, a lovely walking trail that leads to Potters Pond and a convenient location with proximity to Valley Forge Park, the local YMCA and regional thoroughfares - come experience all this incredible, lovingly maintained property, with carefree living,  has to offer ! $610,000 PENDING

100 Potters Pond Drive Phoenixville, Pennsylvania

4 Beds 3 Baths 3,298 SqFt 0.050 Acres

Professional pics coming 9/26! Welcome to your dream retreat with in-ground pool nestled on 2 serene, wooded acres, right across from a picturesque horse pasture in the rolling hills of Chester County​! This beautifully built and lovingly maintained 4-bedroom, 2.5-bathroom colonial home offers an escape from the stress of everyday life. You are greeted by a large wrap around porch that leads you to into a lovely family room with ​oak hardwood flooring that flow​s throughout the home, real wood beams, and a brick surround fireplace with propane insert. The kitchen features a large pantry wall, ​JennAir cook top​, wall oven, granite countertops, tile backsplash, and a charming breakfast nook with French doors that lead to the back deck​, the perfect place to watch the copious amounts of wildlife. The first level also offers a formal dining room with bright bay window, a large formal living room with floor to ceiling windows, and a convenient powder room with granite vanity. Travel up the solid oak staircase to the second floor and you'll find all four generously sized bedrooms, each offering ample natural light and sufficient closet space. The large primary bedroom boasts an ensuite bathroom with solid-surface vanity and shower stall, plus a walk-in closet with built in shelving. The hallway has a second full bathroom with ​solid-surface countertops and a ​tiled tub surround, as well as a large double closet that could easily make for a second-floor laundry area.
The basement offers a ​laundry area, a partially finished room with closet​, and bilco doors that lead to the real highlight of this property, your great outdoors! The concrete Anthony in-ground pool is surrounded by mature trees and plantings, making your summertime plunge a private affair! While the pool itself is open and ready, a little tile work will make it shine even brighter. For those who appreciate nature, the two wooded acres provide a tranquil escape right in your backyard, and one of the entrances to the hundreds of acres of protected Coventry Woods is just a short walk down the road. Enjoy the changing seasons, go for a hike, or simply unwind on your deck or porch and savor the peaceful views. There is an oversized 2-car garage that you can access from the covered porch and a large 2 bay storage shed/barn for all your tools, kayaks, toys and more!
There is so much more here than meets the eye – the solid paneled doors, oak flooring throughout, generator hookup, ​center I-beam, full water treatment system, Anderson windows, ​interior window shutters, and a location just minutes from historic Saint Peter’s Village and Hopewell National Park. This home is not just a residence; it's a lifestyle. If you're looking for a peaceful sanctuary that offers the best of both indoor and outdoor living, this is the one you've been waiting for. $530,000 COMING SOON

2463 Jones Road Pottstown, Pennsylvania

4 Beds 3 Baths 2,468 SqFt 2 Acres

This classic 1930’s brick home is ready for its new owner! A meticulous renovation modernized the home while keeping its character intact. Nestled on a fabulous, half-acre lot, it offers the rare combination of vintage charm, modern amenities, and outdoor living in a prime location. Enter the home into the inviting living room and find a cozy wood-burning fireplace and hardwood flooring which extends throughout the first floor. Continue through the dining room and into the kitchen to find abundant cabinetry in a warm wood tone, brand-new stainless appliances, including an induction stove with double oven, recessed lighting, and ample counter space. A large bonus room is located next to the dining room, which could serve as an office, playroom, or whatever else meets your needs. The main level also hosts the primary bedroom, which was completely refurbished in 2023 and features two large closets, luxury vinyl flooring, and brand-new en-suite bathroom with tiled shower stall. Continue upstairs, where gorgeous, refinished hardwood flooring is in each of the three generously sized bedrooms. The hall bath was also thoughtfully refreshed, and the entire home was freshly painted in neutral tones. The expansive outdoor space is truly where this home comes alive, with its oversized brick patio and fenced rear yard, allowing for endless possibilities for outdoor entertainment, gardening, and weekend relaxation. This home has undergone an exterior renovation as well, with a new roof, gutters, downspouts, soffits, new driveway, new walkways, and new windows.  All of this in an unbeatable location that’s walkable to Reeves Park, shopping centers, walking trails, and downtown Phoenixville, where countless dining options, boutiques, festivals and a movie theater provide an endless stream of entertainment. This home is completely move-in ready. Just bring your personal touch and make it yours! $495,000 ACTIVE

14 Vincent Road Phoenixville, Pennsylvania

4 Beds 2 Baths 1,896 SqFt 0.490 Acres

OPEN HOUSE CANCELED. Awesome 3 BR 2 1/2 bath townhome with garage just a 10 minute stroll from the heart of Phoenixville. Situated in the sought after community of The Court At The Ledges, this home contemporary home is move-in ready. The entrance leads you into a spacious foyer with access to the garage and huge first floor storage space, which is ready and waiting to be finished into a family room, game room, play room, personal gym or home office. Upstairs you'll find an open floor plan perfect for entertaining, with the kitchen opening both into a designated dining area and spacious living room, complete with a cozy gas fireplace. Continue upstairs to find a  master suite featuring a full bath and generously-sized walk-in closet. Two additional bedrooms, a hall bath and laundry complete this floor. This home also boasts a great outdoor space, complete with a deck ideal for your summer cookouts, and with an awesome view of the surrounding hills. You'll love how convenient the location is with so many great restaurants, shops and community festivals. It's also an easy commute to Collegeville and the Providence Town Center shopping complex. Blackrock Sanctuary and the Schuylkill River Trail are just moments away for nature lovers. Make your Phoenixville dreams a reality and book a showing today! $335,000 PENDING

1039 Balley Drive Phoenixville, Pennsylvania

3 Beds 3 Baths 1,672 SqFt 0.020 Acres

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  • About
    ▼
    • About Styer
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      ▼
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  • Meet the Team
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  • Contact