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Is it time to buy? Home Buying FAQs

May 2, 2019 By Meredith Styer

Styer Real Estate Time to buy

One of the best ways to ensure your path to homeownership is not overwhelming is to be educated and informed. The real estate industry is ever-changing, so whether you are buying your first home or you consider yourself a pro, you can count on your Styer Real Estate agent to be up to date on all real estate trends and ready to help you successfully purchase your next investment. Here are some of the questions we hear most often.

When should I talk to an experienced local REALTOR?
RIGHT NOW! It is never too soon to begin interviewing agents and making sure you have a reliable REALTOR that is ready to work for you! Even if you are just beginning the process, they may be able to connect you with a trusted lender and other resources to help you begin your journey!

Should I buy now or continue to rent?
The short answer is IT DEPENDS. How long are you planning on staying in your next home? What are the local market conditions? How much cash do you have on hand for down payments, closing costs, maintenance, and repairs? We offer no-pressure individual buyer seminars that can help you decide if buying is right for you!

Do I need to be pre-qualified for a mortgage?

Absolutely! Many people think that you need to be 100% ready to buy before you speak with a lender, but oftentimes the lender can give you tips and advice that can help you improve your credit so you have a better interest rate when you go to buy. In order to submit an offer on a property, you will have to have a pre-qualification letter from a lender, so if you are already starting to get the home-buying itch, the time to talk to a lender is now!

How much can I afford?
A local lender will be able to provide valuable guidance here. The amount you pre-qualify for may be higher than what you are comfortable spending. Remember to account for the costs of homeownership outside of your monthly mortgage payment like maintenance and repairs. Your Styer Real Estate agent will be able to provide valuable guidance and estimates for closing costs and monthly payments.

What do I pay for buyer agent representation?
In most cases, NOTHING. Your buyer agent gets paid from the commission paid by the seller at settlement, and Styer Real Estate does not charge any additional fees to buyers.

What costs do I pay out of pocket and what gets paid at closing?
You will need funds on hand to pay for your earnest money deposit, appraisal, and inspections. At closing, you will have lender fees, escrows, title and homeowners insurance premiums, and some other ancillary fees. Your agent will provide you with estimates prior to submitting an offer, so you know what is in store down the line.

Contact us today to get started >>>

Filed Under: Buying

Properties

Beautiful 10.5 acre wooded lot with your choice of homes to be built by Rotell(e) Homes.
For more than 30 years, family-owned and operated Rotell(e) development company has been one of Pennsylvania's premier home builders and environmentally responsible land developer. 

  Make an appointment  to visit the studio to take a look at all of the various house plans that may be available for this lot.  They offer homes with packages that include stainless steel appliances, granite countertops, and oak treads with painted pine risers. 

*Please note: pictures show options not included in the listed sales price or as a standard. Listing reflects price of the transitions in the (e) + series
This lot is at the end of a dead end road and is surrounded by large tracts of wooded land. If you are looking for privacy, this will more than meet your needs. The lot is accessed by a right of way through the adjacent properties.
House shown here:
Main floor
Great Room-17' 8" x 13' 3"
Kitchen- 10' 4" x 11' 9"
Flex Room- 12' 1" x 15' 3'

Second-Floor
Main Bedroom 14' x 13' 8"
Second Bedroom- 11' 5" x 11'
Third Bedroom- 10' 4" x 11' $508,596 ACTIVE

62 Day Road Fleetwood, Pennsylvania

3 Beds 3 Baths 1,678 SqFt 10.560 Acres

Located in popular Coldstream Crossing in beautiful Chester County, this meticulous and lovingly maintained home is the one you've been waiting for! A covered front porch welcomes you inside where gleaming hardwood floors lead you to the two-story great room. You'll appreciate the many craftsman-style details such as wainscoting, transom windows, crown molding,  and coffered ceilings in the open-concept floor plan, and the soaring vaulted ceilings highlight the bright and airy feel of this gorgeous space. A cozy fireplace is at the center of this room, and classic French doors lead to a rear deck. The kitchen features an abundance of cabinets in a timeless antique white finish with tile backsplash, stainless appliances, recessed lighting, and a large, two-tiered breakfast bar. An elegant dining room is ready for entertaining and boasts the same fine woodworking details found in the great room. This home also offers easy, one-floor living with two first-floor bedrooms! The en-suite with coffered ceiling is very spacious and offers an attached bathroom with soaking tub and stall shower, two walk-in closets, and large triple windows. A second bedroom, currently being used as a formal sitting room, also has an adjoining full bath and could make for a nice study or office. The main floor is complete with a convenient half bath and laundry facilities. On the upper level there are two more large bedrooms that share a full hall bath, and a huge multi-purpose loft area! Ready for maintenance-free living but not yet ready to downsize? This home has a full basement and one-car garage, so you'll have plenty of space to store your lifetime of treasures. The nearby clubhouse offers a fitness center, pool, sauna, hot tub, and library, and a walking path is ready for your early morning or evening walks! This community was thoughtfully located near some of your most-frequented destinations. You'll be conveniently close to Kimberton Whole Foods in nearby quaint Kimberton Village as well as multiple other grocery stores, boutiques, coffee shops, and dining spots both fine and casual in and around downtown Phoenixville. Spring Mill Rehab and Senior Living is also located directly within the Coldstream Crossing community. With all this home has to offer, don't wait to schedule your tour! $430,000 ACTIVE

1145 Balfour Circle Phoenixville, Pennsylvania

4 Beds 4 Baths 2,140 SqFt 0.050 Acres

This beautiful home is located in the desirable Turnberry Farms community  (w/No HOA) and is ready for it's new owners.  Follow the paver walkway and enter into the foyer with Cathedral ceilings and updated lighting. The first floor is sprawling with updated flooring. To the left is the newly painted formal dining room with bump out window offering an abundance of natural lighting to shine through.  To the right of the foyer is the Family room which was newly painted. Continue to the Livingroom with wood burning fireplace for those cold winter evenings.  The Eat-in kitchen has tile flooring, stainless steel appliances, kitchen island and plenty of cabinet space.  Next to the kitchen is the laundry area, 1/2 bath and access to the 2 gar garage.  Make your way to the upper level that houses the bedrooms. The expansive primary bedform has high ceilings, a nicely sized walk in closet and additional closet.  The attached bathroom has a shower stall, double vanity and soaking tub.  The 2nd and 3rd bedrooms are ample sized both carpeted with closets.  The huge 4th bedroom has an arched window allowing the natural light to come in and has a loft area (Carpet is ordered and waiting to be replaced in a few weeks).  The full basement is unfinished with great possibility.  The fully fenced in backyard has a paver patio, a garden sculpture, pergola and fruit trees. Don't miss your opportunity to own this great home. This home is prices to sell in as-in condition.  All offers must be in by 5PM on wed 1/13/21. Please have the time is of the essence date of 1/14/21. $330,000 PENDING

1381 Meadowview Drive Pottstown, Pennsylvania

4 Beds 3 Baths 2,942 SqFt 0.270 Acres

Buyer's mortgage fell through - their loss is your gain! Move-in ready stone twin in the heart of highly sought-after Manayunk/Roxborough!  The spacious first floor includes a livingroom, dining room and kitchen and has new hardwood plank flooring and is freshly painted. A good-sized laundry room/mudroom and half bath, as well as both front and back staircases round out the first floor. Upstairs you will find 3 generously sized and freshly painted bedrooms, all with roomy closets and also with new hardwood plank flooring. A full bath completes the 2nd second floor. But wait, that's not all! The huge and tidy basement has high ceilings and is just waiting for your workshop, storage or even to be finished for additional living/entertaining space. The fenced in backyard with concrete patio and front porch provide outdoor space and extra green space across the street gives the block an open and airy feel. Public transportation, ample parking and Daisy & La Noce Parks are all walkable, as is the Wissahickon/Fairmount park system as well as all Manayunk has to offer. Schedule your showing today! $295,000 PENDING

415 Righter Street Philadelphia, Pennsylvania

3 Beds 2 Baths 1,545 SqFt 0.040 Acres

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  • About
  • Meet the Team
  • Featured Properties
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